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Retirement: For Businesses

Principal Funds offers retirement solutions for employers and employees that provide many benefits including:

  • Federally Tax-Deductible Contributions: Contributions made by a business for employees are potentially deductible as a business expense.
  • Potential for Tax-Deferred Growth: Retirement assets have the potential to compound faster than those in a comparable non-tax-deferred account.*
  • Employment Competitive Advantage: A comprehensive retirement plan can help you attract and retain skilled employees.

Select the links below to discover more about the business retirement solutions offered by Principal Funds.

Principal Funds SEP IRA
Principal Funds SIMPLE IRA

*Distributions are taxed as regular income when removed from the plan and withdrawals prior to age 59½ may be subject to a 10% IRS early distribution penalty. For SIMPLE IRAs, distributions prior to age 59½ and during the first two years of the account’s existence may be subject to a 25% early distribution penalty.

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To obtain a prospectus, download online or call Customer Service at 1.800.222.5852

While this communication may be used to promote or market a transaction or an idea that is discussed in the publication, it is intended to provide general information about the subject matter covered and is provided with the understanding that The Principal® is not rendering legal, accounting, or tax advice. It is not a marketed opinion and may not be used to avoid penalties under the Internal Revenue Code. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements. For more information about our funds, including their full names, please see the Principal Funds, Inc. prospectus or call Customer Service at 1.800.222.5852.

A mutual fund's share price and investment return will vary with market conditions, and the principal value of an investment when you sell your shares may be more or less than the original cost.

This Web site was created and is maintained by Principal Funds Distributor, Inc. exclusively, and not by the Directors of the funds.

Principal Funds, Inc. is distributed by Principal Funds Distributor, Inc., member of the Principal Financial Group®. Principal Funds Distributor, Principal Shareholder Services, Principal Management Corporation and its affiliates, and Principal Funds, Inc. are collectively referred to as Principal Funds.

Not FDIC or NCUA/NCUSIF insured - May lose value - No bank guarantee - Not a deposit - Not insured by any federal government agency

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