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Use our Quick Guide to Social Security & Medicare to enhance the retirement income conversation with your clients.

  • Medicare – Know the Basics
  • Where to Start?

Medicare is likely to come up in conversation. In fact, retirees' most commonly selected retirement threat is reduced Medicare benefits.1

It's important to discuss Medicare as part of retirement planning, but it is an individual decision and contains lots of details. We suggest you:

  1. Offer basic knowledge.
  2. Direct clients to other resources.

These are the basic and most important topics:

  • When and how to enroll.
  • Is the individual or spouse still working?
  • Understanding the basic differences between Parts A, B, C, and D.
  • Why an individual would consider Medigap.

We have a 1-2-3 get started process, or use the resources below to get more in‑depth information and help your clients get the answers they need:

  • Call 1-800-MEDICARE
  • Visit Medicare.gov
  • Visit AARP.com
  • Call your state's Senior Health Insurance Information Program (SHIIP)

Medicare is complicated, so getting started may seem overwhelming. Use our tools and these three steps to kick-start the process.

Step 1 Enhance your Medicare knowledge

Access our Financial Professional Guide MM6048 (login required) for quick-hit stats highlighting the significance of Medicare in retirement planning—and a simple guide to key information and resources.

Step 2 Engage clients with easy-to-use tools

Our Quick Guide to Social Security & Medicare (MM6094) offers a big-picture view of the importance of informed decisions, and can help kick-off retirement planning.

Offer clients a simplified planning process with our Investor Guide (MM6047) to help them:

  1. Understand Medicare.
  2. Consider Options & Costs.
  3. Create a Plan.

Step 3 Build Your Knowledge

 

Visit our Medicare Blog at http://blog.principal.com/ for the latest information and tips on Medicare-related topics.

Summary of tools

Principal Funds has a vast library of materials to help you conduct a client event, call 1.800.787.1621 to get started.

1 Principal Financial Well-Being IndexSM Fourth Quarter 2011.


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To obtain a prospectus, download online or call Customer Service at 1.800.222.5852

While this communication may be used to promote or market a transaction or an idea that is discussed in the publication, it is intended to provide general information about the subject matter covered and is provided with the understanding that The Principal® is not rendering legal, accounting, or tax advice. It is not a marketed opinion and may not be used to avoid penalties under the Internal Revenue Code. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements. For more information about our funds, including their full names, please see the Principal Funds, Inc. prospectus or call Customer Service at 1.800.222.5852.

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