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Planning Strategies

Retirement: Planning Strategies: Catching Up on Retirement Savings

Attention 50-Somethings.

To help individuals like you set aside more contributions for retirement, an IRS provision allows people age 50 and over to make additional contributions to their 401(k) and/or individual retirement accounts. Known as Catch-Up Contributions, recent legislation made these expanded limits and other pension-related provisions permanent.

If you make the annual maximum allowable contribution to your IRA and are age 50 or over, you can make an additional $1,000 catch-up contribution to your IRA or Roth IRA.

Call your financial professional today to learn how taking advantage of this ”catch-up” opportunity can impact your retirement savings and help you save more for retirement.

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