Asset Allocation Portfolios & Funds
The Principal Strategic Asset Management (SAM) Portfolios and Principal LifeTime Funds leverage our expertise in asset allocation to offer a comprehensive approach to investing. Our strategies incorporate a wide range of asset classes and investment styles in a "fund of funds" structure. We advocate broad diversification, including exposure to international and small/mid-cap stocks, as well as broad market fixed income including income-oriented real estate investments and high yield and preferred securities.
Choose from our line-up of five target-risk SAM Portfolios to fit your clients' individual investment goals, time horizon and risk tolerance. Or use our Principal LifeTime Funds for a turn-key product based on a client's anticipated retirement date. Each group of funds offers a simple way to obtain highly diversified, actively managed investments in a single convenient product.
Asset allocation/diversification does not guarantee a profit or protect against a loss.
The target date is the approximate date that the investor plans to start withdrawing their money. The funds automatically become more conservative as retirement approaches. Over time, the funds shift from focusing on asset accumulation to generating a high level of current income as investors near their target retirement dates. The principal value of an investment in the fund(s) is not guaranteed at any time, including at the target date.
For important information regarding the glide path used with the Principal LifeTime Funds, please refer to the prospectus.
To obtain a prospectus, download online or call Customer Service at 1.800.222.5852
While this communication may be used to promote or market a transaction or an idea that is discussed in the publication, it is intended to provide general information about the subject matter covered and is provided with the understanding that The Principal® is not rendering legal, accounting, or tax advice. It is not a marketed opinion and may not be used to avoid penalties under the Internal Revenue Code. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements. For more information about our funds, including their full names, please see the Principal Funds, Inc. prospectus or call Customer Service at 1.800.222.5852.
A mutual fund's share price and investment return will vary with market conditions, and the principal value of an investment when you sell your shares may be more or less than the original cost.
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Principal Funds, Inc. is distributed by Principal Funds Distributor, Inc., member of the Principal Financial Group®. Principal Funds Distributor, Principal Shareholder Services, Principal Management Corporation and its affiliates, and Principal Funds, Inc. are collectively referred to as Principal Funds.
Not FDIC or NCUA/NCUSIF insured - May lose value - No bank guarantee - Not a deposit - Not insured by any federal government agency