You're in good company with Principal Funds
Global Investment Management. Asset Allocation Expertise. Retirement Leadership.
At Principal Funds, we're honored to be a part of your investment strategy. And we have the solutions to help make it a success.
- Our global investment management means you get access to institutional-quality investments.
- Our asset allocation expertise provides an easier way to invest.
- And, our recognized retirement leadership helps you plan for and enjoy your retirement—no matter what your stage in life.
Principal Global Investors has $281.5 billion1 in assets under management and manages assets for 13 of the 25 largest U.S. retirement plans.2 With more than 1,200 employees, including 479 investment professionals,1 Principal Global Investors trades during daylight hours in every time zone around the world.
Asset allocation helps investors and their financial professionals find the right mix of stocks, bonds, and other investments to achieve the highest potential for return while also managing risk.
As a leader in asset allocation, Principal Funds offers a suite of asset allocation options, including target-risk and target-date funds. In fact, we're the fifth-largest manager of lifecycle funds in the industry.3
Asset allocation/diversification does not guarantee a profit or protect against a loss.
Whether you're still investing for retirement, rolling over your retirement savings, or creating an income strategy during retirement, The Principal® can help you plan for and enjoy your retirement-no matter what your stage in life.
The Principal LifeTime portfolios, which are target date portfolios, invest in underlying Principal Funds. Each Principal LifeTime portfolio is managed toward a particular target (retirement) date, or the approximate date an investor starts withdrawing money. As each Principal LifeTime portfolio approaches its target date, the investment mix becomes more conservative by increasing exposure to generally more conservative investment options and reducing exposure to typically more aggressive investment options. The asset allocation for each Principal LifeTime portfolio is regularly re-adjusted within a time frame that extends 10-15 years beyond the target date, at which point it reaches its most conservative allocation. Principal LifeTime portfolios assume the value of an investor's account will be withdrawn gradually during retirement. Neither the principal nor the underlying assets of the Principal LifeTime portfolios are guaranteed at any time, including the target date. Investment risk remains at all times.
Principal Global Investors and its affiliates are sub-advisors to many of the Principal Funds.
1 As of December 31, 2012. Principal Global Investors is the asset management arm of the Principal Financial Group® (The Principal®) and includes the asset management operations of the following subsidiaries of The Principal: Principal Global Investors, LLC; Principal Real Estate Investors, LLC; Spectrum Asset Management, Inc.; Post Advisory Group, LLC; Columbus Circle Investors, Edge Asset Management, Inc.; Morley Financial Services Inc.; Principal Global Investors (Europe) Limited; Principal Global Investors (Singapore) Ltd.; Principal Global Investors (Australia) Ltd.; and the majority owned affiliates of Principal International, Inc.
2 Principal Global Investors and Pensions & Investments "P & I 1,000" report on largest pension plans, February 6, 2012.
3 As of September 30, 2012. FRC Quarterly Lifecycle Report Q3 '12.
To obtain a prospectus, download online or call Customer Service at 1.800.222.5852
While this communication may be used to promote or market a transaction or an idea that is discussed in the publication, it is intended to provide general information about the subject matter covered and is provided with the understanding that The Principal® is not rendering legal, accounting, or tax advice. It is not a marketed opinion and may not be used to avoid penalties under the Internal Revenue Code. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements. For more information about our funds, including their full names, please see the Principal Funds, Inc. prospectus or call Customer Service at 1.800.222.5852.
A mutual fund's share price and investment return will vary with market conditions, and the principal value of an investment when you sell your shares may be more or less than the original cost.
This Web site was created and is maintained by Principal Funds Distributor, Inc. exclusively, and not by the Directors of the funds.
Principal Funds, Inc. is distributed by Principal Funds Distributor, Inc., member of the Principal Financial Group®. Principal Funds Distributor, Principal Shareholder Services, Principal Management Corporation and its affiliates, and Principal Funds, Inc. are collectively referred to as Principal Funds.
Not FDIC or NCUA/NCUSIF insured - May lose value - No bank guarantee - Not a deposit - Not insured by any federal government agency